body
{
margin:0px;
}
.bdytxt
{
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:11.5px;
color:#000000;
line-height:150%;
text-decoration:none;}

a.bdytxt:hover
{
color:#000000;
text-decoration:none;
}

.bdytxt1
{
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:11.5px;
color:#445C76;
line-height:150%;
text-decoration:none;
}

.sdhd
{
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:11.5px;
color:#445C76;
font-variant:small-caps;
line-height:150%;
text-decoration:none;
}
a.sdhd:hover
{
color:#445C76;
text-decoration:none;
}
.footer
{
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:11px;
color:#FFFFFF;
text-decoration:none;
}
a.footer:hover
{
color:#FFFFFF;
text-decoration:none;
}
.hd
{
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:12.5px;
color:#263E5A;
font-weight:bold;
}
.hd1
{
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:12.5px;
color:#990000;
font-weight:bold;
text-decoration:none;
}
a.hd1:hover
{
color:#990000;
text-decoration:none;}
.sd1
{
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:12.5px;
color:#333333
}

.homelinks
{
font-family:Verdana, Arial, Helvetica, sans-serif;
color:#666666;
font-variant:small-caps;
font-size:11px;
text-decoration:none;
}

a.homelinks:hover
{
color:#990000;
font-weight:600;
text-transform:capitalize;
letter-spacing:.05em;
text-decoration:underline
}